Financial Wellbeing

Please fill in our Financial Wellbeing Survey. It’s completely anonymous.

Cost of Living

A cost-of-living factsheet details the new support from the government which will be made available to households who are most likely to be struggling with the rising cost of living including information on support available this winter, and case study examples of how the new support will benefit different household types.


Are you on the correct tax code? If not, you could be paying the wrong amount of tax. The HMRC app will tell what your tax code is for each source of income. It will also tell you your National Insurance number as well as lots of other information. If you have more than one source of income you can call HMRC to spread your tax code across each source.

Download the HMRC app

Click the link for more details about the HMRC app

Google Play

iPhone App Store

Help To Save

Did you know the Government has a Help To Save scheme? They will add 50% of the highest balance you’ve saved after two years and a further 50% of what you add to your balance after 4 years.

You can open a Help to Save account if you’re receiving:

  • Working Tax Credit
  • Child Tax Credit – and you’re entitled to Working Tax Credit
  • Universal Credit and you (with your partner if it’s a joint claim) had take-home pay of £658.64 or more in your last monthly assessment period

Financial Education and Guidance

  • The MoneyHelper Service (Formerly Money Advice Service or Money and Pensions Service) provides free, confidential, and independent money and debt advice along with useful guides, tools and calculators, as well as the MoneyHelper’s Couch to Financial Fitness – free and flexible 10-week plan to build confidence in managing money.
  • Independent benefits calculators help individuals to find out what benefits they could get and how to claim them.  These are free to use, anonymous, and have replaced the Benefits Adviser service.

Loan Sharks

Do you owe money to an illegal money lender? Visit

Credit Reference Agencies

You should regularly view your credit file. There are three Credit Reference agencies in the UK, Equifax, Experian and TransUnion. If you go straight to their website and sign up you may be charged a fee however here are third-party websites that are free.

Follow the advice from

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